Velhart said:

Well, I don't think it should be a big part of the game, but there was lending of money,  financial type institutions in Renaissance-ian times

0beron said:

I think that the characters must collect the money for themselves, by travelling to the highlands for example.

If characters can easily get money from the bank, then it will result in a early powerboost in the game, by buying weapons, mules etc

And i think that a bank should be no part of the game:)

Velhart said:

Just because a bank loans money, doesn't mean its easy… to pay back.  There are high interest loans. In Talisman, maybe the bank really does break your legs if you don't pay back.  We have a turn cycle, day/night. If not that, some way of tracking the time to pay back a loan and an immediate consequence if you don't in time - the Sheriff or similar.

  I guess its a fantasy, so banks/loans shouldn't be a the main thing, but hey, having a City, at all, implies business and commerce of some sort. Do all those people in the City go out and find gold to pay for their livelihoods? 

  without getting too "real", they say 2 things make the world go round - -

  Money and sex (but in what order, is the oft heard retort).

   Which is more likely to be represented in this game?  Give me a bank or give me a brothel! (I'm kidding Velhart!)

0beron said:

It's indeed not easy to pay it back, especially if there is a rule that you may not leave the city if you have loan money from the bank.

But i think it will break the game.

People work for the money, but keep it at home or into their pockets..

I can't imagine that a elf is going to the bank to store all his money.

Unless the city has sucked into the timescape portal:)

Velhart said:

  Well, of course I won't die if they don't have it, but I guess it begs the question, so what kind of things *do* make up a City's environs?

Everyone of us could have some 'bone' over what should be or not be in a City. 

There are posters here who think the Dragon expansion 'breaks' the game for them. Each to their own.

perhaps its because we're thinking of banks, the way they are in modern times. Who says a Talisman bank would be a direct corollary to modern banks?

  Maybe it is tied into the criminal element, for certainly there was much corruption in any age of money/goods handling.

Mafias are not banks per se, but loan money and have enforcement for non-payments. Cities imply commerce, therefore some attempt at portraying this is valid, and without seems a little shortsighted to me. 

The bank in 2e allowed you to take out a loan for 3G. If you didn't pay back 4G before leaving town you were turned into a toad. the high mage could not be turned into a toad so could quite easily nab 3 gold from the bank.

Neutral / Evil characters could also rob it.

Triple "A" said:

Does that mean that you are looking to get rid of it?  :)    Let me know if you are.  I miss the old thing.